:root{
--navy:#0b1b33;--navy-2:#13294b;--ink:#1d2939;--muted:#5b6778;--line:#e3e8ef;
--bg:#ffffff;--soft:#f5f8fb;--soft-2:#eef4f8;
--blue:#1688e8;--cyan:#12b8c8;--lime:#93c83a;--lime-ink:#4d7a0c;
--grad:linear-gradient(100deg,#1f8fff 0%,#12bfcf 55%,#9fd12f 100%);
--radius:16px;--shadow:0 10px 30px rgba(11,27,51,.08);--shadow-lg:0 24px 60px rgba(11,27,51,.14);
--wrap:1200px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.65 "Inter","Segoe UI",system-ui,-apple-system,Roboto,Arial,sans-serif;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{color:var(--navy);line-height:1.2;margin:0 0 .6em;letter-spacing:-.01em}
h1{font-size:clamp(32px,5vw,54px);font-weight:800}
h2{font-size:clamp(25px,3.2vw,36px);font-weight:800}
h3{font-size:19px;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.ic{width:24px;height:24px;flex:0 0 auto}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:8px;z-index:200;background:var(--navy);color:#fff;padding:8px 14px;border-radius:8px}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--cyan);outline-offset:2px}
.hdr{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;gap:18px;height:72px;position:relative}
.brand{display:flex;align-items:center;flex:0 0 auto}
.brand img{height:42px;width:auto}
.nav{display:flex;align-items:center;gap:2px;margin-left:auto}
.nav>a,.nav>.dd>button{font-weight:600;font-size:14.5px;line-height:1;font-family:inherit;white-space:nowrap;color:var(--ink);padding:10px 12px;border-radius:10px;background:none;border:0;cursor:pointer;display:flex;align-items:center;gap:6px}
.nav>a:hover,.nav>.dd>button:hover,.nav>a[aria-current=page]{background:var(--soft-2);color:var(--navy);text-decoration:none}
.dd{position:static}
.dd>button::after{content:"";width:7px;height:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px);opacity:.6}
.mega{position:absolute;top:calc(100% - 4px);left:20px;right:20px;max-width:1080px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-lg);padding:22px;display:none;grid-template-columns:repeat(3,minmax(0,1fr));gap:6px 22px}
.dd:hover .mega,.dd:focus-within .mega,.dd.open .mega{display:grid}
.mega::before{content:"";position:absolute;left:0;right:0;top:-22px;height:22px}
.mega b{display:block;font-size:11.5px;letter-spacing:.09em;text-transform:uppercase;color:var(--muted);margin:10px 0 4px}
.mega a{display:flex;gap:10px;align-items:flex-start;padding:8px 10px;border-radius:10px;color:var(--ink);font-size:14px;line-height:1.35}
.mega a:hover{background:var(--soft);text-decoration:none}
.mega a .ic{width:20px;height:20px;color:var(--blue);margin-top:1px}
.mega a small{display:block;color:var(--muted);font-size:12.5px}
.new{display:inline-block;font-size:10.5px;font-weight:800;letter-spacing:.06em;color:#fff;background:var(--lime-ink);padding:2px 7px;border-radius:999px;vertical-align:middle;margin-left:6px}
.hdr-cta{display:flex;gap:8px;align-items:center;flex:0 0 auto}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 22px;border-radius:12px;font-weight:700;font-size:15px;line-height:1.1;border:2px solid transparent;cursor:pointer;transition:.18s;text-align:center;font-family:inherit}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-2)}
.btn-grad{background:var(--grad);color:#fff;box-shadow:0 10px 26px rgba(18,184,200,.3)}
.btn-ghost{border-color:#cdd8e4;color:var(--navy);background:#fff}
.btn-ghost:hover{border-color:var(--cyan)}
.btn-sm{padding:9px 14px;font-size:14px;border-radius:10px}
.btn .ic{width:18px;height:18px}
a>.ic,p>a .ic{width:18px;height:18px;vertical-align:-4px}
.burger,.icon-btn{display:none;background:#fff;border:1px solid var(--line);border-radius:12px;width:46px;height:46px;align-items:center;justify-content:center;color:var(--navy);cursor:pointer;flex:0 0 auto;padding:0}
.burger .i-close{display:none}
.menu-open .burger .i-open{display:none}
.menu-open .burger .i-close{display:block}
.mnav[hidden]{display:none}
.mnav{position:fixed;left:0;right:0;top:var(--hh,72px);bottom:0;z-index:150;background:#fff;overflow-y:auto;-webkit-overflow-scrolling:touch;overscroll-behavior:contain;border-top:1px solid var(--line)}
.mnav-in{max-width:640px;margin:0 auto;padding:8px 20px calc(28px + env(safe-area-inset-bottom))}
.mnav a{color:var(--ink);text-decoration:none}
.mnav .top{display:flex;align-items:center;gap:8px;min-height:54px;font-weight:700;font-size:17px;border-bottom:1px solid var(--line)}
.mnav .top[aria-current=page],.mnav details a[aria-current=page]{color:var(--blue)}
.mnav details{border-bottom:1px solid var(--line)}
.mnav summary{list-style:none;display:flex;align-items:center;gap:8px;min-height:54px;font-weight:700;font-size:17px;color:var(--ink);cursor:pointer}
.mnav summary::-webkit-details-marker{display:none}
.mnav summary::after{content:"";margin-left:auto;width:9px;height:9px;border-right:2px solid var(--muted);border-bottom:2px solid var(--muted);transform:rotate(45deg);transition:.2s;margin-right:4px}
.mnav details[open] summary::after{transform:rotate(-135deg)}
.mnav details a{display:flex;align-items:center;gap:12px;min-height:46px;padding:4px 0 4px 4px;font-size:15.5px;font-weight:500;color:#344256}
.mnav details a .ic{width:20px;height:20px;color:var(--blue)}
.mnav details[open]{padding-bottom:10px}
.mnav-cta{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:22px}
.mnav-cta .btn{width:100%;padding:14px 10px}
.menu-open,.menu-open body{overflow:hidden}
@media (max-width:1240px){
.nav,.hdr-cta{display:none}
.burger,.icon-btn{display:flex}
.icon-btn.call{margin-left:auto}
.hdr .wrap{gap:10px}
.hdr{background:#fff;backdrop-filter:none;-webkit-backdrop-filter:none}
}
@media (max-width:520px){.hdr .wrap{height:64px}:root{--hh:64px}.brand img{height:34px;width:auto}}
.hero{position:relative;overflow:hidden;background:radial-gradient(1100px 500px at 85% -10%,rgba(18,184,200,.14),transparent 60%),radial-gradient(800px 420px at -10% 110%,rgba(147,200,58,.14),transparent 60%),#fff;border-bottom:1px solid var(--line)}
.hero::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(11,27,51,.07) 1px,transparent 1px);background-size:26px 26px;mask-image:linear-gradient(180deg,#000,transparent 85%);-webkit-mask-image:linear-gradient(180deg,#000,transparent 85%);pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:48px;align-items:center;padding-top:72px;padding-bottom:72px}
.hero.slim .wrap{grid-template-columns:minmax(0,1fr);padding-top:54px;padding-bottom:46px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--navy);background:#fff;border:1px solid var(--line);padding:7px 12px;border-radius:999px;margin-bottom:18px;box-shadow:0 2px 8px rgba(11,27,51,.05)}
.eyebrow i{width:8px;height:8px;border-radius:50%;background:var(--grad)}
.grad-text{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.lead{font-size:clamp(17px,1.6vw,19.5px);color:#3d4a5c;max-width:680px}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.trust{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:26px;color:var(--muted);font-size:14px}
.trust span{display:flex;align-items:center;gap:7px}
.trust .ic{width:18px;height:18px;color:var(--cyan)}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow-lg);padding:22px}
.hero-card .row{display:flex;align-items:center;gap:12px;padding:12px;border-radius:14px;background:var(--soft)}
.hero-card .row+.row{margin-top:10px}
.hero-card .k{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.07em;font-weight:700}
.hero-card .v{font-weight:800;color:var(--navy);font-size:17px}
.hero-card .ic{color:var(--blue);background:#fff;border-radius:10px;padding:8px;width:40px;height:40px;box-shadow:0 2px 6px rgba(11,27,51,.06)}
.partner-badge{display:flex;align-items:center;gap:14px;padding:14px;border:1px dashed #b9cbe0;border-radius:14px;margin-bottom:14px}
.partner-badge img{height:34px;width:auto}
.partner-badge small{display:block;color:var(--muted);font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}
.partner-badge strong{color:var(--navy)}
@media (max-width:900px){.hero .wrap{grid-template-columns:minmax(0,1fr);padding-top:44px;padding-bottom:48px;gap:30px}}
.crumbs{font-size:13.5px;color:var(--muted);margin-bottom:14px}
.crumbs a{color:var(--muted)}
.crumbs span{margin:0 6px;opacity:.6}
.sec{padding:80px 0}
.sec.soft{background:var(--soft)}
.sec.dark{background:var(--navy);color:#c9d6e6}
.sec.dark h2,.sec.dark h3{color:#fff}
.sec-head{max-width:760px;margin-bottom:38px}
.sec-head.center{text-align:center;margin-left:auto;margin-right:auto}
.sec-head p{color:var(--muted);font-size:17.5px}
.sec.dark .sec-head p{color:#a9bbd2}
.kicker{display:block;font-size:12.5px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--cyan);margin-bottom:10px}
@media (max-width:700px){.sec{padding:56px 0}}
.grid{display:grid;gap:18px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
.gauto{grid-template-columns:repeat(auto-fit,minmax(210px,1fr))}
@media (max-width:980px){.g3,.g4{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:640px){.g2,.g3,.g4{grid-template-columns:minmax(0,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 2px 10px rgba(11,27,51,.04);transition:.2s;display:flex;flex-direction:column;position:relative}
a.card{color:inherit}
a.card:hover{text-decoration:none;transform:translateY(-3px);box-shadow:var(--shadow);border-color:#bfe6ec}
.card .ico{width:48px;height:48px;border-radius:13px;display:grid;place-items:center;background:linear-gradient(135deg,#e9f5ff,#e6fafb);color:var(--blue);margin-bottom:16px}
.card h3{margin-bottom:8px}
.card p{color:var(--muted);font-size:15px;margin:0}
.card .more{margin-top:auto;padding-top:14px;font-weight:700;font-size:14px;color:var(--blue);display:flex;align-items:center;gap:6px}
.card .more .ic{width:16px;height:16px}
.card.new-card{border-color:#c9e59a;background:linear-gradient(180deg,#fbfff4,#fff)}
.card .tag{align-self:flex-start;font-size:11.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--navy);background:var(--soft-2);padding:4px 9px;border-radius:999px;margin-bottom:12px}
.sec.dark .card{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.1)}
.sec.dark .card p{color:#a9bbd2}
.sec.dark .card h3{color:#fff}
.pgroup+.pgroup{margin-top:36px}
.pgroup>h3{font-size:14px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:14px}
.prod{display:flex;gap:14px;align-items:flex-start}
.prod .ico{margin:0;flex:0 0 auto}
.prod h3{font-size:17px}
.prod .links{display:flex;flex-wrap:wrap;gap:6px 14px;margin-top:10px;font-size:14px;font-weight:600}
.article{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:56px;align-items:start}
.toc{position:sticky;top:96px;border:1px solid var(--line);border-radius:var(--radius);padding:18px;background:#fff}
.toc b{display:block;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.toc a{display:block;color:var(--ink);font-size:14px;padding:6px 0;border-bottom:1px solid var(--soft-2);line-height:1.35}
.toc a:hover{color:var(--blue);text-decoration:none}
.toc .btn{margin-top:14px;width:100%;color:#fff;border:0}
.toc .btn:hover{color:#fff}
.prose{font-size:17px;max-width:780px}
.prose h2{margin-top:1.8em;scroll-margin-top:96px;font-size:clamp(24px,2.6vw,31px)}
.prose h2:first-child{margin-top:0}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.25em;margin:0 0 1.1em}
.prose li{margin:.35em 0}
.prose li::marker{color:var(--cyan)}
.prose a{font-weight:600;text-decoration:underline;text-decoration-color:rgba(22,136,232,.35);text-underline-offset:3px}
.prose blockquote{margin:1.2em 0;padding:14px 18px;border-left:4px solid var(--cyan);background:var(--soft);border-radius:0 12px 12px 0;color:#344256}
.prose table{width:100%;border-collapse:collapse;margin:1.2em 0;font-size:15px;display:block;overflow-x:auto}
.prose th,.prose td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.prose th{background:var(--soft);color:var(--navy)}
@media (max-width:1000px){.article{grid-template-columns:minmax(0,1fr)}.toc{position:static;order:-1}}
.msfbox{margin-top:40px;border-radius:20px;padding:26px;background:linear-gradient(135deg,#0b1b33,#13294b);color:#cfdbea}
.msfbox h2{color:#fff;font-size:24px}
.msfbox p{color:#a9bbd2}
.msfbox ul{list-style:none;padding:0;margin:16px 0 0;display:grid;gap:10px}
.msfbox li{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.09);border-radius:12px;padding:12px 14px}
.msfbox li a{color:#7fe3ec;font-weight:700}
.msfbox li span{display:block;font-size:14px;color:#a9bbd2;margin-top:2px}
.faq{max-width:880px}
.faq details{border:1px solid var(--line);border-radius:14px;background:#fff;margin-bottom:10px}
.faq summary{cursor:pointer;list-style:none;padding:18px 52px 18px 20px;font-weight:700;color:var(--navy);position:relative;font-size:16.5px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:24px;font-weight:400;color:var(--cyan)}
.faq details[open] summary::after{content:"–"}
.faq details>div{padding:0 20px 18px;color:#3d4a5c}
.cta-band{border-radius:24px;padding:44px;background:var(--grad);color:#fff;display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between;box-shadow:0 20px 50px rgba(18,184,200,.25)}
.cta-band h2{color:#fff;margin:0 0 6px;font-size:clamp(23px,2.8vw,32px)}
.cta-band p{margin:0;color:rgba(255,255,255,.92)}
.cta-band .btn-primary{background:#fff;color:var(--navy)}
.cta-band .btn-ghost{background:transparent;border-color:rgba(255,255,255,.7);color:#fff}
@media (max-width:640px){.cta-band{padding:28px}}
.stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.stats div{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;text-align:center}
.stats b{display:block;font-size:30px;font-weight:800;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.stats span{font-size:13.5px;color:var(--muted)}
@media (max-width:700px){.stats{grid-template-columns:repeat(2,minmax(0,1fr))}}
.steps{counter-reset:s;display:grid;gap:14px;grid-template-columns:repeat(4,minmax(0,1fr))}
.steps li{list-style:none;background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;position:relative}
.steps li::before{counter-increment:s;content:"0" counter(s);font-weight:800;font-size:28px;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent;display:block;margin-bottom:8px}
.steps h3{font-size:17px}
.steps p{color:var(--muted);font-size:14.5px;margin:0}
@media (max-width:980px){.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.steps{grid-template-columns:minmax(0,1fr)}}
.logos{display:flex;flex-wrap:wrap;gap:16px;justify-content:center;align-items:center}
.logos figure{margin:0;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px 26px;height:104px;display:flex;align-items:center;justify-content:center}
.logos img{max-height:62px;width:auto;filter:grayscale(1);opacity:.85;transition:.2s}
.logos figure:hover img{filter:none;opacity:1}
.yt{position:relative;aspect-ratio:16/9;border-radius:14px;overflow:hidden;background:#0b1b33;cursor:pointer;border:0;padding:0;width:100%;display:block}
.yt img{width:100%;height:100%;object-fit:cover;opacity:.88;transition:.25s}
.yt:hover img{opacity:1;transform:scale(1.03)}
.yt .pl{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:66px;height:66px;border-radius:50%;background:rgba(255,255,255,.95);display:grid;place-items:center;color:var(--navy);box-shadow:0 8px 24px rgba(0,0,0,.3)}
.yt .pl .ic{width:28px;height:28px;margin-left:4px;fill:currentColor}
.yt iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.vcard{padding:0;overflow:hidden}
.vcard .body{padding:18px 20px 22px}
.msfp{border:1px solid var(--line);border-radius:22px;padding:30px;background:#fff;box-shadow:var(--shadow)}
.msfp-top{display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between;padding-bottom:18px;border-bottom:1px solid var(--line);margin-bottom:22px}
.msfp-top .lg{display:flex;align-items:center;gap:14px}
.msfp-top img{height:40px;width:auto}
.badge{display:inline-block;padding:6px 12px;border-radius:999px;background:#fdecee;color:#b3121f;font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase}
.contact{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:28px}
.cinfo .card+.card{margin-top:14px}
.cinfo .card{flex-direction:row;gap:14px;align-items:flex-start}
.cinfo .card .ico{margin:0}
.form{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:var(--shadow)}
.form .row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form label{display:block;font-size:13.5px;font-weight:700;color:var(--navy);margin:0 0 6px}
.form input,.form select,.form textarea{width:100%;font:inherit;font-size:15px;padding:12px 14px;border:1px solid #cfd9e4;border-radius:11px;background:var(--soft);color:var(--ink)}
.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:var(--cyan);background:#fff;box-shadow:0 0 0 4px rgba(18,184,200,.15)}
.form .f{margin-bottom:14px}
.form .consent{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;color:var(--muted)}
.form .consent input{width:18px;height:18px;margin-top:2px;flex:0 0 auto}
.form .hp{position:absolute;left:-9999px}
.form .msg{margin-top:12px;font-weight:600}
.form .msg.ok{color:#137a3e}.form .msg.err{color:#b3121f}
@media (max-width:900px){.contact{grid-template-columns:minmax(0,1fr)}}
@media (max-width:520px){.form .row2{grid-template-columns:minmax(0,1fr)}.form{padding:20px}}
.mapw{border-radius:18px;overflow:hidden;border:1px solid var(--line);margin-top:14px;aspect-ratio:16/10;background:var(--soft)}
.mapw iframe{width:100%;height:100%;border:0}
.mapw button{width:100%;height:100%;border:0;background:var(--soft);cursor:pointer;font:inherit;color:var(--navy);font-weight:700}
.ftr{background:var(--navy);color:#a9bbd2;padding:64px 0 26px;margin-top:0}
.ftr .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.1fr;gap:34px}
.ftr h4{color:#fff;font-size:14px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:14px}
.ftr a{color:#c9d6e6;font-size:14.5px}
.ftr a:hover{color:#fff}
.ftr ul{list-style:none;padding:0;margin:0}
.ftr li{margin-bottom:9px}
.ftr .logo-w{background:#fff;border-radius:12px;padding:10px 14px;display:inline-block;margin-bottom:16px}
.ftr .logo-w img{height:38px;width:auto}
.ftr .partner{display:flex;align-items:center;gap:12px;margin-top:16px;padding:12px;border-radius:12px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);font-size:13.5px}
.ftr .partner img{height:28px;width:auto;background:#fff;border-radius:6px;padding:3px 6px}
.ftr .bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:20px;display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;font-size:13px}
.ftr .bottom a{font-size:13px}
.ftr .bottom nav{display:flex;flex-wrap:wrap;gap:16px}
.ftr button.linkish{background:none;border:0;color:#c9d6e6;font:inherit;font-size:13px;cursor:pointer;padding:0}
@media (max-width:900px){.ftr .cols{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.ftr .cols{grid-template-columns:minmax(0,1fr)}}
.ck{position:fixed;left:16px;right:16px;bottom:16px;z-index:300;max-width:560px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-lg);padding:18px 20px;display:none}
.ck.show{display:block}
.ck p{font-size:14px;color:#3d4a5c;margin:0 0 12px}
.ck .acts{display:flex;flex-wrap:wrap;gap:8px}
.wa{position:fixed;right:18px;bottom:18px;z-index:250;width:56px;height:56px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;box-shadow:0 10px 24px rgba(11,27,51,.3)}
.wa:hover{text-decoration:none;background:var(--navy-2)}
.wa .ic{width:24px;height:24px}
.legal{max-width:860px}
.legal h2{font-size:22px;margin-top:1.6em}
.calc{border:1px solid var(--line);border-radius:18px;padding:22px;background:var(--soft);margin:1.4em 0}
.calc .row3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.calc label{font-size:13px;font-weight:700;color:var(--navy)}
.calc input{width:100%;font:inherit;padding:10px 12px;border:1px solid #cfd9e4;border-radius:10px;margin-top:4px}
.calc output{display:block;margin-top:14px;font-size:18px;font-weight:800;color:var(--navy)}
@media (max-width:640px){.calc .row3{grid-template-columns:minmax(0,1fr)}}
.mbar{display:none}
@media (max-width:760px){
.mbar{display:grid;grid-template-columns:1fr 1.5fr;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:140;padding:8px 12px calc(8px + env(safe-area-inset-bottom));background:rgba(255,255,255,.97);border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(11,27,51,.08)}
.mbar a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:48px;border-radius:12px;font-weight:800;font-size:15px;color:var(--navy);border:1.5px solid #cdd8e4;text-decoration:none}
.mbar a.go{background:var(--grad);color:#fff;border:0}
.mbar .ic{width:19px;height:19px}
body{padding-bottom:calc(68px + env(safe-area-inset-bottom))}
.menu-open .mbar{display:none}
.ck{bottom:calc(76px + env(safe-area-inset-bottom));left:10px;right:10px;padding:14px 16px;border-radius:14px}
.ck p{font-size:13px;margin-bottom:10px}
.ck .acts .btn{flex:1}
}
@media (max-width:640px){
body{font-size:16px}
.wrap{padding:0 18px}
h1{font-size:clamp(28px,8.2vw,36px);letter-spacing:-.015em}
h2{font-size:clamp(23px,6.4vw,28px)}
.sec{padding:44px 0}
.sec-head{margin-bottom:24px}
.sec-head p{font-size:16px}
.eyebrow{font-size:11px;letter-spacing:.07em;padding:6px 10px;margin-bottom:14px}
.lead{font-size:16.5px}
.hero .wrap{padding-top:28px;padding-bottom:34px;gap:22px}
.hero.slim .wrap{padding-top:22px;padding-bottom:28px}
.hero .actions{display:grid !important;grid-template-columns:1fr;gap:10px;margin-top:20px}
.hero .actions .btn{width:100%}
.trust{gap:8px 16px;margin-top:18px;font-size:13px}
.crumbs{font-size:12.5px;margin-bottom:10px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.hero-card{padding:14px;border-radius:18px;display:grid;grid-template-columns:1fr 1fr;gap:8px}
.hero-card .partner-badge{grid-column:1/-1;margin:0;padding:10px}
.hero-card .partner-badge img{height:26px}
.hero-card .row{flex-direction:column;align-items:flex-start;gap:6px;padding:10px;margin:0 !important}
.hero-card .row .ic{width:32px;height:32px;padding:6px}
.hero-card .k{font-size:10.5px}
.hero-card .v{font-size:14px;line-height:1.3}
.card{padding:18px;border-radius:14px}
.card .ico{width:40px;height:40px;border-radius:11px;margin-bottom:12px}
.card h3{font-size:17px}
.card p{font-size:14.5px}
.grid{gap:12px}
.hl .grid{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:12px;margin:0 -18px;padding:2px 18px 10px;scrollbar-width:none}
.hl .grid::-webkit-scrollbar{display:none}
.hl .grid>.card{flex:0 0 78%;scroll-snap-align:start}
.hl{padding:28px 0 !important}
.steps li{padding:18px}
.steps li::before{font-size:24px}
.stats{gap:10px}
.stats div{padding:14px 8px}
.stats b{font-size:24px}
.logos{gap:10px}
.logos figure{height:82px;padding:12px 16px;flex:1 1 40%}
.logos img{max-height:48px}
.cta-band{padding:24px;border-radius:18px}
.cta-band>div:last-child{display:grid !important;grid-template-columns:1fr;width:100%}
.cta-band .btn{width:100%}
.msfp{padding:18px;border-radius:16px}
.msfp-top{gap:10px}
.msfp-top img{height:30px}
.msfp .stats{grid-template-columns:repeat(3,minmax(0,1fr)) !important}
.msfbox{padding:20px;border-radius:16px}
.prose{font-size:16.5px}
.prose h2{margin-top:1.5em}
.prose th,.prose td{padding:8px 10px;font-size:14px}
.faq summary{padding:16px 46px 16px 16px;font-size:15.5px}
.faq details>div{padding:0 16px 16px}
.ftr{padding:44px 0 calc(22px + 68px)}
.ftr .bottom{flex-direction:column}
.form{padding:18px}
.yt .pl{width:56px;height:56px}
}
@media (max-width:900px){.contact .form{order:-1}}
.toc-m{display:none}
@media (max-width:1000px){
.article>.toc{display:none}
.toc-m{display:block;border:1px solid var(--line);border-radius:14px;background:var(--soft);margin-bottom:22px}
.toc-m summary{list-style:none;cursor:pointer;padding:14px 16px;font-weight:800;color:var(--navy);display:flex;align-items:center;gap:8px}
.toc-m summary::-webkit-details-marker{display:none}
.toc-m summary::after{content:"";margin-left:auto;width:8px;height:8px;border-right:2px solid var(--muted);border-bottom:2px solid var(--muted);transform:rotate(45deg)}
.toc-m[open] summary::after{transform:rotate(-135deg)}
.toc-m a{display:block;padding:9px 16px;border-top:1px solid var(--line);color:var(--ink);font-size:14.5px;text-decoration:none}
}
.prose .toc-m+h2{margin-top:0}
.mnav .lbl{display:block;margin:20px 0 2px;font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.mnav .top .ic{width:18px;height:18px;color:var(--blue)}
@media (max-width:640px){
.crm-promo{padding:20px !important;gap:12px !important}
.crm-promo>.ico{display:none !important}
.crm-promo .btn{width:100%}
}
@media (max-width:640px){
.rows>a.card{display:grid;grid-template-columns:40px minmax(0,1fr);column-gap:14px;align-items:start;padding:14px 16px}
.rows>a.card .ico{grid-row:1/3;margin:0}
.rows>a.card h3{font-size:16px;margin:0 0 2px}
.rows>a.card p{font-size:13.5px;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.rows>a.card .more{display:none}
.rows>a.card .new{font-size:9.5px}
.swipe{display:flex !important;overflow-x:auto;scroll-snap-type:x mandatory;gap:12px;margin:0 -18px !important;padding:2px 18px 12px !important;scrollbar-width:none}
.swipe::-webkit-scrollbar{display:none}
.swipe>*{flex:0 0 80%;scroll-snap-align:start}
.swipe>.card .more{margin-top:12px}
.steps.swipe>li{flex-basis:72%}
.g4.swipe>a.card{flex-basis:58%}
}